Terms and conditions

By accessing or using our website (the "Site"), services, products, or content provided by us (collectively referred to as the "Services") you agree to be bound by these Terms and Conditions.

1. AcceptanceThese Terms and Conditions govern your access to and use of the Services. If you do not agree with any provision in these Terms and Conditions, please leave this Site immediately. Your continued use of the Site or our Services after we post changes will constitute acceptance of those changes.

2. EligibilityTo access certain features of the Site or receive some of our products or services, you must be at least 18 years old (or have reached the age of majority in your jurisdiction) and possess a valid email address. You agree to provide accurate information upon registration for any such feature or service and update it as necessary.

3. User ConductYou agree that when using the Services you will:a) Comply with all applicable laws, regulations, and rules;b) Not use automated means (such as scripts) to access the Site without our permission in writing;c) Use the Site and its content for lawful purposes only.We reserve the right, but not obligation, to monitor your activity on the Services.

4. Copyright and Intellectual PropertyThe copyright in all materials (text, images, audio-visual works) provided by us through or as part of our Services is owned by us or licensed to us. You may copy the text from any web page solely for private study, research, criticism review, or journalistic purposes but not for commercial use.

5. DisclaimerThe information on this Site and in the content provided by us is intended to be informative only and should not be taken as professional advice (legal, medical, financial). We do not warrant that our Services will meet your requirements or be uninterrupted or error-free.

6. Limitation of LiabilityWe disclaim all warranties, express or implied, including but not limited to merchantability and fitness for a particular purpose except where the law requires the contrary.

7. IndemnificationYou agree to indemnify us against any liability we may incur which arises from:a) Your violation of these Terms and Conditions;b) Any claim that you have infringed or misused our intellectual property rights;c) Loss or damage arising from your use of this Site or the information in it.

8. Governing LawThese Terms and Conditions will be governed by and construed according to the laws of England, Wales and Scotland, excluding their choice-of-law rules (unless mandatory for you), which apply regardless where you accessed our Services.

9. Changes to These Terms and ConditionsWe may change or update these terms at any time without notice. When we do make a change, it will be effective immediately. You should periodically check this page for such changes. If the change affects your use of this Site in ways that are adverse to you (for example by increasing fees), and if there is no opt-out provided, please leave our Services.

10. TerminationWe reserve the right to terminate your access to any part or all of the Services at any time for breach of these Terms and Conditions without notice.